PPO Dental Insurance & Payment Options at Espire Dental La Mesa

Proudly caring for patients throughout the La Mesa and greater San Diego area, our Espire Dental La Mesa team is dedicated to helping you access the best dental care possible. Because insurance doesn’t always cover every procedure, we provide flexible payment options designed to make top-quality dental treatment both affordable and hassle-free.

Smile by Espire
All photos featured on this website are actual Espire patients.

Espire Dental La Mesa Accepts Most PPO Dental Insurance Plans & Offers Flexible Payment Options

We verify your insurance benefits in advance
We file claims directly with your PPO provider
We get clear estimates before treatment begins

Maximize your benefits without the stress. Let our team handle the paperwork so you can focus on what matters most, your smile.

Every insurance plan is unique, but we’ll ensure you know your exact costs before treatment, allowing you to move forward with clarity and confidence.

When you visit Espire for the first time, you can expect:

Clear estimates upfront: We break down costs, co-pays, deductibles, and coverage before treatment.
Convenient payments: Pay online, in-office, or with text-to-pay. Whatever method works best for you.
Care over coverage: We’ll recommend treatment that prioritizes your long-term health and personal needs.
Full transparency: We’ll help you understand your benefits, annual maximums, and plan exclusions.
Personalized care: Every treatment plan is tailored to you, maximizing your insurance benefits and budget.

We Accept Most Insurance PPO Plans at Espire Dental La Mesa

At Espire Dental Dental, we accept a wide range of PPO dental insurance plans so you can use your benefits toward the care you need. Our team helps patients maximize coverage by verifying benefits in advance and filing claims directly with insurance providers.

Some of the insurance plans commonly used by our patients include Delta Dental, Aetna, Cigna, and more. If you don’t see your insurance listed, give us a call; we’re happy to check your plan for you.

Please note: Our office is unable to accept Medicaid or DentiCal dental insurance plans.

Aetna
Ameritas
Anthem
Careington
Cigna
Delta Dental
Dental Health Alliance
GEHA Connection Dental
Guardian
Humana
MetLife
Principal
Sun Life
Tricare
United Concordia Dental
United Healthcare

Aetna

Ameritas

Anthem

Careington

Cigna

Delta Dental

Dental Health Alliance

GEHA Connection Dental

Guardian

Humana

MetLife

Principal

Sun Life

Tricare

United Concordia Dental

United Healthcare

No Insurance? We've got you covered.
Espire Care Plan
At Espire Dental - Jeff Gray, DDS, we believe everyone deserves a healthy smile. That's why we've crafted our Espire Care Plan to help eliminate insurance worries and maximize savings. Join today and see how easy expert dental care can be!

Would you like to make a payment?

View and pay your bill online through your Patient Portal
Payment methods that we accept:
Online or in practice: Visa, Master Card, American Express, Discover
In practice only: Personal Checks, Apple Pay, Google Pay

We Offer Care Credit Payment Plan Options

We believe everyone deserves a beautiful and healthy smile. We welcome and accept Care Credit. If you already have Care Credit, we can use your existing account. If not, we make it quick and easy to apply online for convenient, low interest, and deferred zero-interest payment options that will fit into your monthly budget, offered through Care Credit.

Once you complete the simple online application to choose your ideal monthly plan, you'll receive confirmation fromCare Credit within minutes. Please note that payment plans are subject to credit approval and require minimum monthly payments.

Visit www.carecredit.com for more information.

Frequently Asked Questions

Want to know how your PPO dental insurance works with Espire Dental La Mesa?

At your first appointment, our team will walk you through your dental benefits and give you a clear estimate before treatment begins.

Call or schedule online to get started today!

Espire Dental’s Commitment

At Espire Dental, our focus is on you. Our clinical recommendations are always based on your best interest, not your insurance plan. We handle the paperwork, give you clear estimates, and make every effort to provide the most accurate information about your benefits. Our team is here to answer your questions and ensure you have the best possible dental experience.

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When you visit Espire for the first time, you can expect:

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We are currently updating our list of insurances. In the meantime, please feel free to reach out to the office with any questions about insurance coverage
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